Apple is now allowing you to pay and get paid right in your Messages, or by even asking Siri. There is no longer an app you need to download, and you can use the cards you already have in your Wallet app. You can now send money to your son or daughter. split a bill with a friend or chip in for a gift. All of this can happen instantly, thanks to Apple Pay and Apple Cash!
Apple Cash is tied to your Apple Pay wallet and lets you make purchases in stores, apps and on the web. You can also transfer money you have in Apple Cash to your bank account. It's very similar to the way Venmo and the Cash app by Square works, except it's tied to your Apple ID. With Apple Cash, Apple Pay and the Apple Card, it can be a little confusing to know what each does and doesn't do.